Real estate appraisal services for homeowners in the city of El Paso and El Paso County
Here are the top reasons Texas homeowners order from Curiel Appraisal Service:
We at Curiel Appraisal Service understand the individual needs of a consumer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. But as a consumer, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value opinion than yours.
Challenge property tax assessmentsYour local tax assessor may have your home overvalued if your home is not appreciating as much as other properties close by. That means you're going to pay more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Curiel Appraisal Service is your perfect weapon when challenging your property tax assessment.
Appraisals to cancel PMIGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. Curiel Appraisal Service is seasoned in helping customers just like you dismiss unneeded and unwanted PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can be inconvenient from a cash flow angle, and negative on your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Curiel Appraisal Service can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you would prefer to have a professional double-check it for preciseness or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Curiel Appraisal Service can help you with that. Although most appraisal reviews are commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are wise to invest in a second opinion.